Gwen Canonico is a CERTIFIED FINANCIAL PLANNER® professional and Investment Advisor Representative with LPL Financial, and the founder of Canonico Wealth Management. With more than 20 years of experience in the financial services industry, Gwen specializes in helping individuals and families make confident financial decisions through personalized, fiduciary financial planning.
Her practice focuses on four core areas designed to support the real-life financial challenges many families face today.
Public Service Financial Planning
Gwen works extensively with New Jersey public service professionals, including teachers, nurses, and police officers. She provides guidance on NJ Teachers’ Pension and Annuity Fund (TPAF) benefits, pension strategies, 403(b) and 457 retirement plans, and retirement income planning. After many years working directly in New Jersey school systems, Gwen understands the challenges educators face when navigating retirement options and vendor-driven 403(b) plans.
Women and Financial Planning
Gwen is passionate about helping women build financial confidence and independence. She works with women navigating important life transitions such as divorce, widowhood, career changes, and retirement planning. Through education, planning, and ongoing support, Gwen helps women take control of their finances and make informed long-term financial decisions.
Special Needs Financial Planning
Families caring for loved ones with disabilities face unique financial challenges. Gwen helps parents and caregivers develop long-term strategies that protect government benefits while supporting lifetime care needs. Planning may include Special Needs Trusts, ABLE accounts, government benefit coordination, and long-term financial planning strategies designed to provide stability and support for the future.
Estate Planning and Trust Services
A well-structured estate plan is an important part of a complete financial plan. Gwen helps clients coordinate estate planning strategies, trust structures, and wealth transfer planning to help preserve their assets and support their families. She works with Private Trust Company for professional trustee services and offers estate planning tools through Trust & Will, helping clients establish wills, trusts, and essential estate documents.
A Growing Partnership with Perennis Financial Planning
As Canonico Wealth Management continues to grow, Gwen is preparing for the next chapter as her practice merges with Perennis Financial Planning, a female-driven advisory firm focused on thoughtful, collaborative financial planning. This partnership strengthens Gwen’s commitment to providing clients with comprehensive financial guidance and a supportive planning experience.
Gwen believes financial planning should provide more than just numbers—it should bring clarity and confidence for the future.